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Water Damage Insurance Claims 

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INTERNAL WATER LEAKS: Kitchen Water Damage, Bathroom Water Damage, Broken Pipes

water damage to your homeWater damage is one of the most commonly filed insurance claims in Miami and South Florida because of the wet & humid climate that we live in. Not all water damage in Miami is caused by the tropical weather and can also include broken pipes, A/C leaks, dishwasher leaks, backed up water from a drain, shower pan leaks, etc. These types of insurance claims often cause issues and serious damage if they are not properly filed and presented to the Insurance Company.



Living in South Florida, we have become accustomed to torrential downpours during the tropical rainy seasons. These heavy rains offer a relief to the hot, scorching sun that shines most of the year as well. But this combination of sun and rain severely damage the roofs and makes them more susceptible to leaks. These roof leaks which come through the ceilings cause all sorts of water damage and are typically covered by most Florida and National Insurance Companies.



Mold damage claims can be quite complicated because of the mold exclusions or limitations to mold damages that are found in many insurance companies’ policies. When clients ask us for help settling a mold damage claim or adjusting an insurance claim dealing with mold damage, we make it our first priority to investigate whether the mold damage can be linked to water damage, for which a claim may be made under the insurance policy.



Floods can be just as destructive and damaging as Hurricanes. Many people make the mistake of not buying flood coverage. Flood coverage is relatively cheap and can provide great protection that is usually not provided by the typical homeowner’s policy. Flood damage claims need to be handled by a professional Public Adjuster because most Flood policy coverages are very unique and are not like most homeowner or business policy.



When filing an insurance claim in Miami or anywhere in South Florida, do your best to have as much of the following information as possible available when calling our Miami public adjusters to file a claim.

To start the insurance claims process, our public insurance adjuster at our office in Miami, Florida will need the following information:

The Policyholder information: The Name or Names of the insured, the address, the phone number, e-mail address, and the policy number.

You will also need a description of the damages and the loss: The Time and the date of loss, The location of the incident, and a detailed description of all damages.

It is important to also have an Authority notification: Please make note of all authorities notified (fire dept., police, etc.) and Emergency Service Companies.

Our Miami based public adjusters will also need to know any damage mitigation. Please let us know if you have already contacted any emergency service companies or performed any sort of damage mitigation already.

If you are not sure if you need a public insurance adjuster and you are in the State of Florida, please give us a call at 1-855-AJUSTEN(258-7836) or fill out the online insurance claim form to start the process. Once you fill out the online claim form, one of our local Miami public adjusters will contact you shortly.

Other Insurance Claims

When most people think of filing an insurance claim, they almost always think of some sort of horrible disaster or terrible event for which they need to file an insurance claim. But what most people don’t realize is that almost all insurance policies provide coverage for many additional types of losses or damages. Additionally, if you only file an insurance claim in the event of a major catastrophe, then it doesn’t make much sense to be paying a premium to cover all the other types of losses or damages. Adjustment Specialists, Inc. Insurance Adjusting Services provides professional Insurance Claim Representation in Miami and all of South Florida for the following Types of Losses & Damages: Water Damage, Roof Damage, Damage from Leaking Pipes, Hurricane Damage, Storm Damage, Flood Damage, Fire Damage, Mold Damage, Structural Damage, Tile Damage, Broken Window Damage, Sink Hole Damage, Losses due to Theft and to Burglary, and even Vandalism Damage.

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