HOA Claims

Adjustment Specialists Handle HOA, Condo Association and More Claims

Let’s say you’re living in an apartment and have a neighbor above you. Then, let’s say that neighbor has had damage to their property and it has spread down into your apartment, an HOA claim will not cover you. Your damages will only be covered by your private insurance, if you have one. The HOA insurance will only cover the common areas. Having a better understanding on which insurances cover these types of claims, will help you receive a better outcome for your loss. Here at Adjustment Specialists, we dedicate ourselves to serve the community and provide them with the best understanding on how claims work and how to maximize your settlement amount.

Working With a Public Adjuster on HOA Claims

HOA claims can be challenging, they involve several different elements apart from the standard damage and loss. These other elements include communal bylaws, state laws, and the exact designation of the property, whether condo association or HOA. All of these factors determine the assessment of the claim. The claim may become even more complex if the damage increases over to other properties. In this case, you will have to deal with the homeowner’s association and the community owners on how to repair the damage and by which repair protocols. With our expert public adjusters, you won’t have to worry about these dealings, as we will handle all of them for you and keep you informed each step of the way.

Adjustment Specialists works with a range of HOAs for residential neighborhoods, apartments and condos. HOA and Condo Association claims can be the most challenging types of claims. Often times, there is a debate between the condo owner and the condo association for who is responsible for what and who has the right. For example, a leak that may start in one apartment can eventually grow and cross the span of several apartments and its’ owners. If you are misinformed, the situation might spiral and create the debate of who is responsible. In this complicated situation, one of our adjusters goes in and disputes the claims against all parties in the favor of the client.

The HOA Claims Process

When dealing with HOA claims, it is important to include a public adjuster as soon as there is damage. An adjuster mitigate with the association and the insurance and also help decipher every step of the policy. Aside from that, our adjusters will make sure everything is fully documented, and that the client will have everything needed for the success of the claim. Hiring an an adjuster can help you receive substantially more money than dealing with it by yourself and the insurance and/or association. An adjuster can also relieve you of the headaches and complications when it comes down to dealing with associations and insurances.